Managing your expenses has never been this easy. Armed with a smartphone and the right moneytracking apps, you can be a responsible spender and also achieve your financial goals. We list the best personal finance apps for you:
1. Wally
You can track your daily expenses, upper spend limits and saving goals with Wally. It stores records of purchase and tracks the receipts for future reference. It also sends you alerts when you achieve your saving goals for the month, or if your spends have gone above your desired levels.
2. EMI Calculator
This app is useful for those buying a loan. It guides you through the home loan process, calculates your likely EMI amount and tracks your eligibility across loan products.
3. DBS Digibank E-wallet
DBS Indias Digibank makes banking on the go seamless and simple with its 90 second e-wallet recharge app. This e-wallet helps you transfer money to your contacts, pay your bills, maintain an expenses diary and track your investments, apart from being an excellent recharge app.
4. Perfios
This app is a single stop solution for all your personal banking needs. It tracks your monies in all your bank accounts, credit and debit card usage and loan payments in real time and sends alerts the moment you receive or spend money. You can also set a monitor on the app to track your monthly expenses.
Money-tracking apps can be really useful in managing our monthly expenses and finances. | Photo Courtesy: Pixabay5. Paytm
It was originally a mobile recharge app that has now expanded into a comprehensive payments solution. You can pay bills, recharge your DTH, book hotel rooms, make insurance payments and even pay cab fare using this app.
6. Bill Reminder
This is a useful app for those who often forget the due dates to their bill payments. It sends periodic alerts about the bill payment dates so that you do not miss making your payment on time.
7. Splitwise
It is useful for those who eat out often, or who share the house rent with a friend. It helps you split the amount equally so that there is no confusion, and sends email reminders to people who have not paid your money back!
8. Home budget
It tracks the budgets and spends of the entire family. It keeps tabs on the expenses, and bill payments, and automatically adjusts account balances every time an expense is made.
9. Nearbuy
It helps you find the best, most cost-effective deals when you want to dine out with friends, spend the day at the spa, catch an afternoon film show, attend a concert, book weekend holidays and even buy international flight tickets.
10. My Tax India
Calculating your tax can often be problematic. Instead, this app does all the number crunching for you on your smartphone. Once you receive your tax numbers, you can decide whether to make last minute investments to save tax or not.
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