[su_quote cite=” Unknown author”]You dont buy life insurance because you are going to die, but because those you love are going to live. [/su_quote]
Life is uncertain and death is inevitable. So, it only makes sense to plan our future to ensure a happy life for our loved ones even after we die. Most of the people dread the idea of opting for life insurance policies fearing the daunting paperwork and rigid schemes. But, with Bajaj Allianz Life eTouch Online Term, a secure future, with flexible plans, is just a few clicks away.
[su_pullquote align=”right”]But, with Bajaj Allianz Life eTouch Online Term, a secure future, with flexible plans, is just a few clicks away.[/su_pullquote]
Bajaj Allianz Life eTouch Online Term is a regular premium payment, pure term and healthcover plan. The plan provides life cover combined with benefit of accidental death, accidental total permanent disability, critical illness and benefit of waiver of premium, depending on the variant opted by you.
The key advantages of this plan are:
- Comprehensive protection for yourself.
- Flexibility to choose from four variant options to enhance your protection.
- Option for the nominee to receive the policy benefits in a lump-sum amount or in monthly installments.
- Lower premium for leading a healthy lifestyle for non-tobacco users.
eTouch provides a whole lot of benefits, thus caring for you and your family during your lifetime and also after it. | Photo Courtesy: Colorful MoneyThere are four variants of eTouch namely Shield, Shield Plus, Shield Super and Shield Supreme.
The variants are based on the monthly premiums you ought to pay and the benefits you will be eligible for. Your premium will be based on your current age, gender, sum assured, variant, policy term & premium payment frequencies.
Here is a brief overview of the four variants offered under Bajaj Allianz Life’s eTouch OnlineTerm:
| Variant | Life Benefit | Accidental Total Permanent Disability (ATPD) | Waiver of Premium (WOP) | Accidental Death (AD) | Accelerated Critical Illness (ACI) |
| Shield | ? | ? | ? | ? | ? |
| Shield Plus | ? | ? | ? | ? | ? |
| Shield Super | ? | ? | ? | ? | ? |
| Shield Supreme | ? | ? | ? | ? | ? |
Source: Product Brochure of Bajaj Allianz Life eTouch Online Term
eTouch is the best mix of both health and term insurance. Along with the life cover, you get the additional benefits on accidental death, accidental total permanent disability and also healthcare security against 34 critical illnesses till the age of 75. In other words, it safeguards you and your loved ones during your lifetime and also after it.
[su_pullquote align=”right”]In other words, it safeguards you and your loved ones during your lifetime and also after it.[/su_pullquote]
“In today’s uncertain times, people are looking for a worry-free protection solution which not only gives them a plain vanilla life cover but also against disability or dreaded diseases. eTouch online term is a unique 3-in-1 plan which gives the comfort of a complete protection solution aimed at providing coverage against all 3 Ds – Death, Disability and Disease at a competitive price point with the flexibility to choose from a 40-year-long term and a simple 3-step buy process,” says Vineet Patni, President and Chief Institutional Business Officer,Bajaj Allianz Life Insurance.
For a 30-year-old non-smoker male, a Rs 1 crore term plan for Shield variant costs Rs 6,976 per annum (excluding taxes), or Rs 19 per day for a 30-year term. Along with eTouch, the company also launched ‘B-Fit’, a wellness platform mobile application to help users to set and track their fitness goals.
Overall, an e-term plan is a good option for life insurance seekers as it securely indemnifies policyholders with an attractive cost-to-benefit plan. Wait no longer . gift your family the perfect shield against the IFs of LIFE in just a few clicks, and Jiyo Befikar
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Featured Image Source: Focus Financial
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