Best Cell Phone Plans: Which Plan is Right for You?

The Best Cell Phone Plans of 2024:

In today’s world, your cell phone plan is more than just a way to stay connected. Whether you’re streaming the latest shows, working on the go, or staying in touch with loved ones, finding the best cell phone plan is crucial. With countless options available, including major carriers and smaller MVNOs (Mobile Virtual Network Operators), picking the right plan can feel overwhelming.

If you’ve been sticking with the same provider for years, you may be missing out on significant savings, better data allocations, or enhanced coverage. Over the past few years, there have been huge changes in the industry—prices have dropped, data caps have increased, and perks have become more generous. But, as always, no one plan fits all. From unlimited data to family deals and prepaid options, the choices are plentiful but can be confusing.

This guide breaks down the best cell phone plans of 2024, with insights on coverage, pricing, and which plans offer the best value for your unique needs. Let’s dive into a detailed comparison to help you make the most informed decision for your wallet and lifestyle.

Quick Data Overview of the Best Cell Phone Plans:

1. T-Mobile Magenta: The Best Unlimited Data Plan:

When it comes to unlimited data, T-Mobile’s Magenta plan consistently rises to the top. Priced at $70 per month, it includes unlimited data, text, and calls, plus access to T-Mobile’s ever-growing 5G network. T-Mobile excels in urban areas with fast speeds and extensive coverage, making it ideal for heavy data users, streamers, and those who frequently access the internet on the go.

One standout perk of the Magenta plan is the inclusion of a Netflix subscription (for multi-line accounts), which allows users to enjoy their favorite shows and movies without additional cost. Additionally, users benefit from international roaming in over 200 countries, so staying connected abroad is no longer a hassle.

However, it’s important to note that after using 50GB of data in a billing cycle, your data may be deprioritized during network congestion. While this is unlikely to be noticeable for most users, heavy data users may occasionally experience slower speeds in congested areas.

Why Choose T-Mobile Magenta?

• Price: $70/month for a single line; family plans offer better savings.
• Unlimited Data: High data cap with some prioritization after 50GB.
• Free Netflix: Enjoy Netflix at no additional cost (for multi-line plans).
• 5G Network: Access to one of the most robust 5G networks.
• Travel Perks: Includes unlimited texting and data in over 200 countries.
• Bottom Line: T-Mobile Magenta offers excellent value for those who want unlimited data and access to T-Mobile’s fast-growing 5G network, plus a few extra perks like Netflix and international roaming.

2. AT&T Unlimited Extra: The Best Coverage Nationwide:

For those who prioritize coverage, AT&T’s Unlimited Extra plan is hard to beat. Known for its exceptional reach, AT&T’s network is particularly strong in rural areas where some other carriers might struggle. Priced at $75/month, the Unlimited Extra plan provides unlimited talk, text, and data, with a 50GB high-speed data cap before potential deprioritization.

One of the key features that sets AT&T apart is its mobile hotspot allowance. The Unlimited Extra plan includes 15GB of hotspot data per month, which is perfect for those who need internet access for multiple devices when they’re on the move.

Additionally, AT&T’s commitment to offering top-tier security comes in the form of its ActiveArmor feature, which protects against spam calls, data breaches, and other cyber threats.

Why Choose AT&T Unlimited Extra?

• Price: $75/month for a single line.
• Best Coverage: Exceptional nationwide coverage, especially in rural areas.
• Hotspot Data: 15GB of hotspot data included.
• Strong Security: Built-in ActiveArmor for extra protection.
• 5G Access: Available in many urban and rural areas.
• Bottom Line: If coverage and security are your top concerns, AT&T’s Unlimited Extra plan offers peace of mind with nationwide reach and a robust set of features designed for protection and convenience.

3. Verizon 5G Get More: Best for Streaming Enthusiasts:

If you love streaming, the Verizon 5G Get More plan is tailor-made for you. At $80/month, this plan includes unlimited data, but what really makes it stand out is the suite of entertainment perks bundled with the plan. Subscribers get access to Apple Music, Disney+, ESPN+, and Hulu, making it a one-stop shop for all your streaming needs.

Verizon’s network is also one of the most reliable in the U.S., with excellent 5G coverage in many metropolitan areas. Additionally, this plan includes 30GB of high-speed mobile hotspot data, which is ideal for users who need to tether other devices to their phone’s data connection.

While Verizon’s plans are generally more expensive than some competitors, the value comes from the bundled entertainment options and the reliability of their network. It’s an especially good choice for users who consume a lot of streaming content and need consistent access to high-speed internet.

Why Choose Verizon 5G Get More?

• Price: $80/month for a single line.
• Entertainment Perks: Includes Disney+, Hulu, ESPN+, and Apple Music.
• Mobile Hotspot: 30GB of high-speed hotspot data.
• 5G Network: Ultra-Wideband 5G access in urban areas.
• Reliable Coverage: Consistent coverage across the country.
• Bottom Line: For streaming enthusiasts who also need reliable 5G coverage, Verizon’s 5G Get More plan is a fantastic choice with unbeatable perks and fast speeds.

4. Mint Mobile: Best Budget Cell Phone Plan:

If you’re looking to cut down on your monthly cell phone expenses without sacrificing too much in terms of service, Mint Mobile offers some of the most affordable and reliable plans on the market. Starting at just $15 per month, Mint provides exceptional value for those who don’t need unlimited data or prefer prepaid plans.

Mint Mobile operates on T-Mobile’s network, which means it benefits from T-Mobile’s strong 4G LTE and rapidly expanding 5G coverage. You can choose from a variety of data plans, starting with 4GB of data per month and going up to unlimited data. The more months you commit to upfront, the cheaper your monthly rate. While Mint doesn’t have all the perks of some major carriers, it does offer Wi-Fi calling, mobile hotspot usage, and access to a reliable network at a fraction of the cost.

Key Features of Mint Mobile:

• Price: Starting at $15/month for 4GB; up to $30/month for unlimited data.
• Network: Uses T-Mobile’s nationwide 4G LTE and 5G network.
• Flexible Plans: Options to buy 3, 6, or 12 months in advance for greater savings.
• Mobile Hotspot: Included in all plans at no extra charge.
• Wi-Fi Calling: Available on all plans, providing coverage even when cell service is weak.

Why Choose Mint Mobile?

1. Incredibly Affordable: Mint Mobile is one of the cheapest options available, with some plans costing less than a dinner out.
2. No Contracts: Being a prepaid service, you’re not tied into long-term commitments.
3. Good Coverage: Thanks to T-Mobile’s network, you get excellent coverage in urban areas and decent service in rural regions.
4. Data Flexibility: Mint offers plans with limited data or unlimited data, so you can choose the plan that best fits your needs.

• Bottom Line: If you’re looking for a low-cost cell phone plan and are okay with prepaid services, Mint Mobile provides unbeatable value, especially for light to moderate users. It’s an excellent option for budget-conscious users or anyone looking to switch from an expensive postpaid plan.

5. Visible by Verizon: Best for Prepaid Unlimited Data:

Visible by Verizon is a prepaid carrier owned by Verizon, offering one of the simplest and most straightforward cell phone plans available. For just $30 per month, you get unlimited data, unlimited talk, unlimited text, and a mobile hotspot. The best part? Visible operates on Verizon’s powerful and extensive 4G LTE and 5G network, ensuring solid coverage and speeds across most of the U.S.

Unlike many competitors, Visible doesn’t throttle your data, even though it’s prepaid. You’ll always get full-speed data unless the network is congested. Visible also makes switching super easy, and because there are no contracts, you’re free to leave whenever you like without penalty.

Visible also offers party pay, which allows you to lower your monthly rate if you bring friends or family into the plan. With three other people, you could pay as little as $25 per month for unlimited data. Visible’s simplicity and low pricing make it one of the top choices for users who want an all-in-one, no-frills prepaid plan.

Key Features of Visible by Verizon:

• Price: $30/month for unlimited data, talk, and text.
• Network: Uses Verizon’s 4G LTE and 5G networks.
• Mobile Hotspot: Unlimited hotspot included at no extra charge.
• No Contracts: Fully prepaid, so you can cancel anytime.
• Party Pay: Save money by sharing your plan with others (up to four people).

Why Choose Visible by Verizon?

1. Unlimited Everything: Get unlimited data, text, and calls for a flat rate of $30/month.
2. Verizon’s Network: Benefit from Verizon’s extensive and reliable coverage across the U.S.
3. Mobile Hotspot: Enjoy unlimited mobile hotspot usage at no extra charge, which is perfect for tethering other devices.
4. No Contracts or Hidden Fees: One of the simplest and most transparent plans available, with no surprises.

• Bottom Line: Visible is perfect for users who want an unlimited prepaid plan on Verizon’s reliable network without paying premium prices. With no hidden fees, no data throttling, and a $30/month price tag, it’s one of the best deals for unlimited everything.

6. Google Fi: Best for Flexibility and International Travel:

For those who value flexibility and travel frequently, Google Fi is an exceptional option. Google Fi operates on multiple networks—T-Mobile, Sprint, and U.S. Cellular—and intelligently switches between them to provide the best possible coverage at any given time. This feature alone makes Google Fi stand out, especially for people living in areas where coverage can vary between carriers.

Google Fi offers a pay-as-you-go pricing structure, making it incredibly flexible. You pay $20/month for unlimited talk and text, and then $10 per GB of data. If you don’t use much data, this plan can be much more affordable than traditional plans. For heavy data users, Google Fi caps the total monthly cost at $70 for unlimited data, making it an excellent option for anyone looking for flexible, predictable billing.

One of Google Fi’s biggest selling points is its international coverage. Google Fi works seamlessly in over 200 countries and territories, and data rates remain the same—$10 per GB, just like in the U.S. That makes it a top choice for frequent travelers who need reliable and affordable international connectivity without needing to switch SIM cards or purchase local plans.

Key Features of Google Fi:

• Price: $20/month for unlimited talk and text + $10/GB for data.
• Network: Dynamically switches between T-Mobile, Sprint, and U.S. Cellular for optimal coverage.
• Flexible Data: Only pay for the data you use; capped at $70/month for unlimited.
• International Coverage: Same rates in over 200 countries with no need to switch SIMs.
• Built-in VPN: Added security for your data with Google Fi’s built-in VPN.

Why Choose Google Fi?

1. Flexibility: With a pay-as-you-go data structure, you only pay for what you use, making it one of the most cost-effective options for light data users.
2. International Usage: Google Fi’s seamless international coverage is perfect for travelers, allowing you to use your phone abroad without extra fees.
3. Multiple Networks: Access to multiple networks (T-Mobile, Sprint, U.S. Cellular) ensures the best possible coverage at any given time.
4. Data Security: Google Fi includes a built-in VPN for enhanced privacy and security when using public Wi-Fi.

Bottom Line: Google Fi is an excellent choice for those who need flexible data options and frequent international travelers. With a straightforward pricing structure and the ability to switch between multiple networks, Google Fi provides both flexibility and reliability at home and abroad.

FAQs About the Best Cell Phone Plans:

1. What is the best cell phone plan for families?

• T-Mobile’s Magenta Family plan offers great value with discounts for additional lines, unlimited data, and free Netflix.

2. Which cell phone plan has the best coverage?

• AT&T’s Unlimited Extra plan provides the best nationwide coverage, especially in rural areas.

3. What is the cheapest cell phone plan with unlimited data?

• Mint Mobile’s prepaid plan offers unlimited data starting at just $30/month.

4. Do prepaid plans offer the same benefits as postpaid plans?

• Prepaid plans often lack the perks of postpaid plans (like bundled streaming services), but they offer flexibility and savings.

5. Can I use a hotspot with unlimited data plans?

• Yes, many unlimited data plans, like AT&T Unlimited Extra and Verizon 5G Get More, include a hotspot allowance.

6. Are there any hidden fees with cell phone plans?

• Some carriers may charge additional fees for things like device activation or international roaming, so it’s important to read the fine print.

7. What is the best cell phone plan for seniors?

• T-Mobile’s 55+ plan offers great discounts for seniors with unlimited data and excellent coverage.

8. Do all cell phone plans include 5G access?

• Most major carriers now include 5G access with their plans, but it’s important to check the availability in your area.

9. What is the best cell phone plan for international travel?

• Google Fi is an excellent option for international travelers, with affordable rates and coverage in over 200 countries.

10. How often should I switch cell phone plans?

• It’s worth reviewing your cell phone plan at least once a year to ensure you’re getting the best deal and features for your needs.

Conclusion:

With so many options available, finding the best cell phone plan can feel daunting, but it doesn’t have to be. Whether you’re looking for the best unlimited data, the most reliable coverage, or a budget-friendly option, there’s a plan that fits your lifestyle and budget. We hope this guide has provided you with the insights needed to make an informed decision. Remember to consider your usage, coverage needs, and any additional perks when selecting the perfect plan. Happy saving!

Stay updated with all the insights.
Navigate news, 1 email day.
Subscribe to Qrius